Banks’ NPLs drop to 16.1%, but credit risk remains key vulnerability

Meanwhile, the banking sector recorded robust performance in June 2026, with strong asset growth, improved solvency, and enhanced asset quality.

Johnson Asiama Asset quality of banks strengthened, with the Non-Performing Loan (NPL) ratio declining to 16.

According to the Bank of Ghana, this requires continued adherence to prudential and regulatory measures expected to further strengthen asset quality and reduce the level of NPLs across the industry.