Banks accounted for 86% total enquiries for credit in 2025

This section of the report discussed how the total number of enquiries conducted by financial institutions was distributed among the three licensed credit bureaus.

According to the 2025 Credit Reporting by the Bank of Ghana, the increasing number of mobile money loans and payroll lending explains the continuous increase in enquiries.

All licensed credit bureaus were actively engaged in the selling of credit reports and other services to financial institutions in the year under review.